Announcement PDF 604 Page 1 of 3 15 July 2001 Form 604 Corporations Act 2001 Section 671B Notice of change of interests of substantial holder To Company Name/Scheme Xref Limited ACN/ARSN ACN 122 404 666 1. Details of substantial holder (1) Name Timothy David Griffiths ACN/ARSN (if applicable) N/A There was a change in the interests of the substantial holder on 06/12/2021 The previous notice was given to the company on 13/08/2019 The previous notice was dated 13/08/2019 2. Previous and present voting power The total number of votes attached to all the voting shares in the company or voting interests in the scheme that the substantial holder or an associate (2) had a relevant interest (3) in when last required, and when now required, to give a substantial holding notice to the company or scheme, are as follows: Class of securities (4) Fully paid ordinary shares Previous notice Present notice Person’s votes Voting power (5) Person’s votes Voting power (5) 30,857,613 18.64% 30,930,690 16.69% 3. Changes in relevant interests Particulars of each change in, or change in the nature of, a relevant interest of the substantial holder or an associate in voting securities of the company or scheme, since the substantial holder was last required to give a substantial holding notice to the company or scheme are as follows: Date of change 03/12/2020 06/12/2021 Person whose relevant interest changed Nature of change (6) Timothy David Griffiths Shares issued as approved at 25 November 2020 AGM Timothy David Griffiths Decrease in overall voting power due to increases in total number of Xref shares on issue following share allotments made by Xref during the period Consideration given in relation to change (7) $13,154 N/A Class and number of securities affected Person's votes affected Fully paid ordinary shares 73,077 Fully paid ordinary shares Decrease in voting power due to Xref's share issue 604 Page 2 of 3 15 July 2001 4. Present relevant interests Particulars of each relevant interest of the substantial holder in voting securities after the change are as follows: Holder of relevant interest Registered holder of securities Timothy David Griffiths as a beneficiary of the Griffiths Family Trust Squirrel Holdings Australia Pty Ltd Timothy David Griffiths Timothy David Griffiths Person entitled to be registered as holder (8) Nature of relevant interest (6) Class and number of securities Person's votes Timothy David Griffiths Sole shareholder in Squirrel Holdings Australia Pty Ltd 30,857,613 fully paid ordinary shares 30,857,613 Timothy David Griffiths Beneficial owner 73,077 fully paid ordinary shares 73,077 5. Changes in association The persons who have become associates (2) of, ceased to be associates of, or have changed the nature of their association (9) with, the substantial holder in relation to voting interests in the company or scheme are as follows: Name and ACN/ARSN (if applicable) Nature of association Not Applicable 6. Addresses The addresses of persons named in this form are as follows: Name Address Timothy David Griffiths Suite 30, 4 Young Street, Neutral Bay, NSW 2089 Squirrel Holdings Australia Pty Ltd Suite 30, 4 Young Street, Neutral Bay, NSW 2089 Signature print name Timothy David Griffiths sign here capacity Beneficial Owner date 4/1/2022 DIRECTIONS (1) If there are a number of substantial holders with similar or related relevant interests (eg. a corporation and its related corporations, or the manager and trustee of an equity trust), the names could be included in an annexure to the form. If the relevant interests of a group of persons are essentially similar, they may be referred to throughout the form as a specifically named group if the membership of each group, with the names and addresses of members is clearly set out in paragraph 6 of the form. (2) See the definition of "associate" in section 9 of the Corporations Act 2001. 604 (3) See the definition of "relevant interest" in sections 608 and 671B(7) of the Corporations Act 2001. (4) The voting shares of a company constitute one class unless divided into separate classes. (5) The person's votes divided by the total votes in the body corporate or scheme multiplied by 100. (6) Include details of: Page 3 of 3 15 July 2001 (a) any relevant agreement or other circumstances because of which the change in relevant interest occurred. If subsection 671B(4) applies, a copy of any document setting out the terms of any relevant agreement, and a statement by the person giving full and accurate details of any contract, scheme or arrangement, must accompany this form, together with a written statement certifying this contract, scheme or arrangement; and (b) any qualification of the power of a person to exercise, control the exercise of, or influence the exercise of, the voting powers or disposal of the securities to which the relevant interest relates (indicating clearly the particular securities to which the qualification applies). See the definition of "relevant agreement" in section 9 of the Corporations Act 2001. (7) Details of the consideration must include any and all benefits, money and other, that any person from whom a relevant interest was acquired has, or may, become entitled to receive in relation to that acquisition. Details must be included even if the benefit is conditional on the happening or not of a contingency. Details must be included of any benefit paid on behalf of the substantial holder or its associate in relation to the acquisitions, even if they are not paid directly to the person from whom the relevant interest was acquired. (8) If the substantial holder is unable to determine the identity of the person (eg. if the relevant interest arises because of an option) write "unknown". (9) Give details, if appropriate, of the present association and any change in that association since the last substantial holding notice.