Notice of Annual General Meeting & Proxy Form

Investors are invited to participate in Xref Limited's 2025 Annual General Meeting, scheduled for 24 November 2025 at 3:30pm (AEDT), held virtually via a live webinar. Shareholders should refer to the mailed or emailed webinar information from Xref's Share Registrar, Automic, for registration details. The meeting will include the consideration of financial statements, reports, and the election or re-election of directors. Shareholders can appoint a proxy, vote online, and participate virtually in the meeting. The agenda includes resolutions related to director elections, approval of incentive plans, remuneration report, and placement of shares. The Company aims to align employee incentives with shareholder value and motivate key personnel. For further details and to participate, please refer to the Explanatory Notes accompanying this Notice of Meeting. Any questions or discussions can be directed to the Company Secretary via the provided contact information.