Xref

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Dear investors,

We are pleased to announce our latest financial results for the fiscal year ending June 30, 2023. Xref Ltd saw a 10% increase in revenues, reaching A$20.4M. However, we also experienced a net loss of A$3.4M, primarily due to increased employee expenses and share-based payments.

Our candidate referencing segment, which offers an online reference checking platform, saw a 3% increase in revenues to A$16M. Additionally, our Australia segment revenue increased by 10% to A$15.7M, while the United States segment revenue grew by 19% to A$1.1M.

As a company focused on human resource and recruitment technology, we continue to provide innovative solutions such as ID verification and Engagement surveys to help our clients make informed decisions. Our ID verification segment offers cutting-edge facial recognition and liveness detection systems to mitigate identity fraud risks.

We understand the importance of transparency and are committed to addressing any questions or concerns you may have about our financial performance and business operations. Please feel free to reach out to us with any inquiries.

Thank you for your ongoing support.

Warm regards,
Xref Management Team

We are pleased to announce our latest financial results for the fiscal year ending June 30, 2023. Xref Ltd saw a 10% increase in revenues, reaching A$20.4M. However, we also experienced a net loss of A$3.4M, primarily due to increased employee expenses and share-based payments.

Our candidate referencing segment, which offers an online reference checking platform, saw a 3% increase in revenues to A$16M. Additionally, our Australia segment revenue increased by 10% to A$15.7M, while the United States segment revenue grew by 19% to A$1.1M.

As a company focused on human resource and recruitment technology, we continue to provide innovative solutions such as ID verification and Engagement surveys to help our clients make informed decisions. Our ID verification segment offers cutting-edge facial recognition and liveness detection systems to mitigate identity fraud risks.

We understand the importance of transparency and are committed to addressing any questions or concerns you may have about our financial performance and business operations. Please feel free to reach out to us with any inquiries.

Xref is excited to share its latest investor presentation, offering comprehensive insights into our performance and strategic direction. This presentation highlights key areas such as the adoption rates of Xref's new platform, ongoing enhancements in operational efficiency, and the promising future outlook for our proprietary data (Data Lake) and API library.

Engage with us to explore how Xref continues to evolve and deliver value to its stakeholders.

Shareholder Presentation February 2026

Summary