Dear Investors,

We recently had an administrative oversight that led to the late lodgement of Appendix 3Z Final Director's Interest Notice for Mr. Tom Stianos. Although Mr. Stianos' resignation was timely communicated to the market, there was a delay in obtaining the necessary information. Our company has established procedures to ensure compliance with ASX Listing Rule 3.19B, and we believe the late lodgement was an isolated incident. We are confident in our current compliance arrangements and are committed to maintaining transparency and accountability.

Should you have any questions or require further clarification regarding this matter, please do not hesitate to reach out. Your trust and confidence in our operations are of utmost importance to us.

Thank you for your continued support.

Warm regards,

Kamille Dietrich,

Company Secretary,

Xref Limited.